How To Buy Mobile Phones on EMI

How to Buy Mobiles Phones on EMI

There are various ways one can buy mobile phone on emi. Whether you have credit card or not there numerous finance companies who provide mobile phones on emi. Bank like HDFC, ICICI, Citibank, SBI, Axis etc. offer instant finance thru their credit card. The Tenure varies from 3 months to 12 months.

Companies like Home Credit offer instant Financing within 2 hours. Customer just need to show any two documents one ID Proof & One Address Proof and can get a gadget of his choice.The fastest and least documentation finance option is provided by Home Credit. One can find Home Credit finance executive across thousand of retail outlets across the country.

Now the Home Credit has come up with the 0% schemes on numerous Brands liks Samsung, Micromax, Gionee, Oppo, Vivo. Schemes like 0% Interest / 0% Down Payment are available at select stores. The tenure of Schemes varies from 3 months to 12 months.

The other Company in consumer durable finance is Bajaj Finserve. It is the oldest and largest Consumer durable finance company in india. Bajaj Finserve provides EMI cards to its valuable customers. By this Bajaj card the customer can buy the product of its choice instantly without giving any documents.

Now a new concept of online Finance has come up. Customer can apply online on the finance company site, send his documents on email. The Approval is given online and the product is delivered instantly. Companies like Cashcare, SpinMint, ZestMoney are all working on this model. ‘Ub Ghar Baithey EMI’ is the new buzz word.